It has been nearly 115 years since the provinces Alberta and Saskatchewan were established. Through pure determination and will, the citizens of Alberta and Saskatchewan have developed these provinces into economic necessities for Canada. Despite suffering through extremely challenging economic, environmental, and deliberate external political interference, Albertans and Saskatchewanians continue to be successful. Alberta and…… Continue reading Redefining Canada’s Internal Boundaries
The 1980’s brought in some of the worst economic times Saskatchewan had ever had. It was a time of many systemic changes, political uncertainties, and economic hardships, both at local and international levels. The collapse of the Soviet Union, political unrest in the middle-east, the crash of oil prices, and the devastation of agriculture brought…… Continue reading Balancing Elephants: Saskatchewan’s Return on Investment – SASKFERCO
“We must not let rulers load us with perpetual debt.” – Thomas Jefferson People in modern societies generally view unfair lending practices with considerable disdain, in fact, recently there have been intensified efforts in regulatory control to prevent this type of behaviour. For example, the government of Saskatchewan has recently introduced tighter restrictions in the…… Continue reading Balancing Elephants: Calculating Saskatchewan’s Return on Investment – Meadow Lake Pulp Mill
It was a most unusual funeral. On April 29, 2017, 20 people walked mournfully through Toronto’s Kensington neighbourhood. Incense wafted from the front of the procession, followed by a saxophone player and a traditional drummer. Behind them, two people carried a mock casket. People followed with protest signs. Who was the object of their mourning?…… Continue reading The Sharing Economy: A Story of Creative Destruction and the Erosion of Barriers to Entry
Mortgage Default Insurance (MDI) is mandatory in Canada for residential purchases where the purchaser’s down payment is between 5% and 19.99%. Most MDI premiums fall in the range between 2.4% to 6.6% of the mortgage amount. The idea behind MDI is to increase the protection of lenders in the event that a borrower defaults on their…… Continue reading Distributing the Risk: Mortgage Default Insurance
Section 125 of the Constitution Act, 1867, states: “No Lands or Property belonging to Canada or any Province shall be liable to Taxation.” This constitutional protection is at the center of many long-standing arguments between the federal government and municipalities. Recently, the issue of privatizing the Canadian Broadcasting Corporation (CBC), the increases in allocation to…… Continue reading No Lands or Property… Shall Be Liable to Taxation
The overall goal for local governments is to most efficiently deliver local services. In particular, Regina has a diverse city council with different backgrounds, experiences, and perspectives to bring to the table. However, there is no clear distinction between the roles of elected officials and the city manager in Regina. This report compares and contrasts…… Continue reading Separation and Better Government: Adopting an Administrative Firewall
This is the second paper in the Balancing Elephants series authored by Gerard A. Lucyshyn. The series examines and reviews the returns on investment received by Saskatchewanians from decisions made by the Grant Devine government. The 1980’s brought some of the worst economic times in Saskatchewan’s history. Despite political uncertainty, the crash of oil prices,…… Continue reading Balancing Elephants: Saskatchewan’s Return on Investment – AG-WEST BIOTECH INC.